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Fee Schedule

Saving/Checking Accounts

  • Inactive Account Fee (Quarterly) $5.00
  • Stop Payment Fee Individual or Series $10.00
  • Non-Sufficient Funds (NSF) Fee $33.00
  • Uncollected Funds (UCF) Fee $33.00
  • Courtesy Pay Fee $33.00

Basic Checking (Free)

  • Monthly Inactivity Fee (if no activity for 90 days) $10.00
  • Overdraft Transfer Fee $5.00
  • Bill Pay (if utilized) $4.25 per month

Waived if Apex loan(s) combined balance equals $5,000 or more.

  • Foreign ATM (6 per month free) $1.00 per withdrawal

Relationship Checking

  • Monthly Inactivity Fee (if no activity for 90 days) $10.00
  • Overdraft Transfer Fee $5.00
  • Bill Pay (if utilized) $4.25 per month

Waived if Apex loan(s) combined balance equals $5,000 or more.

  • Foreign ATM (6 per month free) $1.00 per withdrawal
  • Monthly Service Charge $5.00

Student Advantage Checking

  • No Monthly Inactivity Fee (Account closed after 90 days)
  • Bill Pay (if utilized) $4.25 per month

Waived if Apex loan(s) combined balance equals $5,000 or more.

Business Checking

  • Monthly Service Fee $5.00 – waived if the following criteria are met:

Maintain an average daily balance of $1,000.00 in Business Checking

  • Monthly Inactivity Fee (if no activity for 90 days) $10.00
  • Overdraft Transfer Fee $5.00
  • Bill Pay (if utilized) $4.25 per month

Waived if Apex loan(s) combined balance equals $5,000 or more.

  • Foreign ATM (6 free per month) $1.00 per withdrawal

Bill Payer

  • Popmoney Outgoing (per schedule on bill payer site)
  • A2A Transfers Outgoing $2.00
  • A2A Transfers $2.00
  • Stop Payment Fee Individual or Series $10.00
  • Non-Sufficient Funds (NSF) Fee $33.00
  • Uncollected Funds (UCF) Fee $33.00
  • Courtesy Pay Fee $33.00
  • Bill Pay (if utilized) $4.25 per month

Waived if Apex loan(s) combined balance equals $5,000 or more.

Money Card (ATM/Debit)

  • Annual Fee $15.00 (waived with full Direct Deposit)
  • Lost PIN Replacement Fee $5.00
  • Lost Card Replacement Fee $5.00
  • Courtesy Pay Fee $33.00
  • Foreign ATM Fee (Basic & Business) $1.00 – see above

Miscellaneous

  • Credit Report $10.00
  • VISA® Gift Card $3.00
  • Check to Third Party $5.00
  • Statement Copy $1.00 per page
  • Non-Member Check Cashing $5.00
  • Member Check Cashing $2.00 – (waived with a combined Savings balance of $100.00)
  • Mid Atlantic Check Copy $5.00
  • Outgoing Domestic Wire $25.00
  • Outgoing International Wire $40.00
  • Account Printout $1.00
  • Failure to Notify Apex of Address Change Fee $5.00
  • Loan Skip-A-Pay $30.00
  • Hourly Fee for Account Reconciliation or Research $50.00
  • Garnishment in Lieu/Levy Fee $50.00
  • 1-Time EFT Fee $5.00
  • Non-Visa Credit or Debit Card Payment Fee $5.00
  • Escheats Fee $50.00
  • Returned Check Fee (Member Deposit) $20.00
  • Monthly Paper Statement Fee (if elected) $2.00

Download a copy: Apex Community FCU Fee Schedule (PDF)