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Vehicle Loans

When you need a new or used vehicle, including a car, van, truck, SUV, boat, RV or motorcycle, come to your credit union’s LoanLand. You can finance up to 100% of the Used Vehicle’s Kelly Blue Book value or selling price, whichever is less − or purchase a New Vehicle and finance up to 100% of the actual cost − both auto loans offer repayment terms up to 84 months (up to 180 months for RVs).

Apply for vehicle loans from Apex Credit Union in Pottstown, PA.Get Your Loan Preapproved

You’ll know what your monthly payment will be based on what you want to spend, not based on the dealer’s financing that can include a higher vehicle price. With your financing already in place, you can negotiate the best possible deal and speed up the car buying process.

Fixed Rate Autos 2010 & Older

APRInfo and/or Terms
3.89-18% APR0-36 months
4.09-18% APR37-60 months
4.49-18% APR61-72 months
5.59-18% APR73-84 months (minimum $20,000.00)

Fixed Rate Autos 2011 – 2013

APRInfo and/or Terms
2.89-18%0-36 MO
3.09-18%37-60 MO
3.49-18%61-72 MO
4.59-18%73-84 MO (Min 20K)

Fixed Rate Autos 2014 – 2017

APRInfo and/or Terms
2.39-18% APR0-36 months
2.59-18% APR37-60 months
2.99-18% APR61-72 months
4.09-18% APR73-84 months (minimum $20,000.00)

Car Buying Resources

Take advantage of your credit union’s new and used vehicle resources. Everything you need to make an informed decision and protect your investment.

  • CUDL® Auto Smart Online Tools − Get car buying tips, reviews, ratings, CarFax® reports, price quotes and more
  • Protect Your Investment With Gap Insurance
    • When your vehicle is stolen or damaged beyond repair, your insurance company may only pay what your new or used vehicle is worth, not your total loan balance. Apex CFCU Guaranteed Asset Protection (GAP) is an insurance policy that helps cover the difference between your new or used vehicle’s value and your loan balance.
    • Pays up to 25% of what is due on your loan that exceeds the settlement from your insurance company.
    • Pays your auto insurance deductible up to $1,000.
    • Covers your financing agreement for the entire life of your loan.
    • Delivers all risk protection from total loss or an unrecoverable theft.
    • Generous coverage up to $50,000.
    • No separate cash payment is needed – you can add the cost to your auto loan.
  • Kelly Blue Book Pricing Guide – Use our online Kelly Blue Book Pricing Guide to determine what your current vehicle’s retail and trade-in values are, plus what the vehicle’s price should be.
  • Debt Protection − Protect your credit in case of injury, death or involuntary unemployment. Debt Protection can cancel your loan balance or monthly loan payments without penalty or added interest. Call or stop by for the complete details.
  • Vehicle Insurance − Your credit union offers the TruStage program to provide lower cost vehicle insurance. Ask for the details.
  • Route 66 Extended Warranty − A Route 66 Extended Warranty not only protects your vehicle investment from expensive mechanical breakdowns, but it also comes with a $0 deductible, 24 Hour/365 Roadside Service, rental car benefits, 30-day money back guarantees and nationwide coverage. It’s fully transferable too.
  • Enterprise Car Sales − A great choice when you want a high quality used vehicle with a perfect service history. It’s an unbeatable combination – Enterprise cars and your credit union’s low LoanLand rates.

More Car Buying Resources

Don’t miss this opportunity to learn and save more. Check out these car buying resources.

Refinance And Save!

When you refinance a loan you have elsewhere, you could save money and lower your monthly payment instantly. Call or visit the credit union in Pottstown, PA for the details.

Think Your Credit Score Is Too Low?

Think again. We may be able to lend you the money you need or show you how you can improve your credit. Call or stop by for the details. Let us help.

Applying Is Fast & Easy

If you need help to apply for your loan, call or stop by the credit union ‒ or you can apply online when it’s convenient for you.