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Apex Credit Card From VISA

Introducing our New Apex Community CrediGet a secured Apex credit card today!t Union Visa® Credit Card Program!

We are excited to offer our members a totally new Apex Credit Card Program. You can apply for our Visa® Platinum, Platinum Rewards or Classic Secured Credit Cards. You’ll get all the benefit and great service you expect from Apex and credit cards designed with our member’s savings and value in mind.

Please Note: If you have an Apex Visa® Credit Card that was issued before April 1, 2015, it is now handled by Elan and no longer part of the Apex Visa® Credit Card Program. We encourage you to re-apply for our new Visa® today. Click Here to visit the Elan Credit Card page.

3 Great Cards:

Visa® Platinum – Get the purchasing power and savings you need with our great  APR rate of 8.99% – 18.00% depending upon your credit history.

Visa® Platinum Rewards – The same great card as our Platinum, PLUS UChoose Rewards®. Enjoy lots of great perks with the card that saves you money. Plus a great APR rate of  9.99% – 11.49% depending upon your credit history.

Visa® Classic Secured – Here’s the card that will allow you to build your credit and also offers you a very competitive rate. Our Visa® Classic Secured Credit Card offers you a APR of 16.99% – 18.00% depending upon your credit history. Ask us for all the details.

To Apply – Call us or download our Visa Application Now

See information below for complete details on rates, fees and interest charges on our Visa® Credit Cards.

Protect Online Purchases With Verified By Visa®

When making online purchases, you can get added protection with Verified by Visa®. After you enter your payment information online, participating merchants will require you to enter your Verified by Visa® password. You create your password when you register. Your password is an extra security step to safeguard your account and purchases.

Mail Apex Visa® Payments to: FNBO, P.O. Box 2711, Omaha NE 68103-2711

Call Center – Problems With Apex® VISA Cards: 1-844-252-0676

Lost or Stolen Apex Visa® Credit Cards: 1-844-252-0676

Interest Rate and Interest Charges
Annual Percentage Rate (APR) for Purchases and Cash Advances VISA Classic Secured: 16.99% – 18.00% depending on your creditworthiness.

After that, your APRs will vary with the market based on the Prime Rate.

VISA Platinum: 8.99% – 18.00% depending on your creditworthiness.

After that, your APRs will vary with the market based on the Prime Rate.

VISA Platinum Rewards: 9.99% – 11.49% depending on your creditworthiness.

After that, your APRs will vary with the market based on the Prime Rate.
Annual Percentage Rate (APR) for Balance Transfers VISA Classic Secured: 16.99% – 18.00% depending on your creditworthiness.

After that, your APRs will vary with the market based on the Prime Rate.

VISA Platinum:  8.99% – 18.00% depending on your creditworthiness.

After that, your APR will be 8.99% – 18.00% depending on your creditworthiness.
This will vary with the market based on the Prime Rate.

VISA Platinum Rewards:9.99% – 11.49% depending on your creditworthiness.

After that, your APR will be 9.99% – 11.49% depending on your creditworthiness.
This will vary with the market based on the Prime Rate.
Penalty APR and when it applies 18.00%

This APR may applieed if you:
1) Make a late payment How long will the penalty APR apply? If your APRs are increased for this reason, for transactions that you make prior to the effective date of the increase Penalty Rate will apply until you make the next six consecutive minimum payments due. For transactions that you make after the effective date of the increase, the Penalty Rate may be applied indefinitely.
How to avoid paying interest on purchases Your due date is at least 22 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance owed by the payment due date.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore/.