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Checking Accounts

Learn more about checking accounts from Apex FCU.You don’t have to continue to pay high checking fees at another financial institution. Simply switch to our no monthly service charge Basic Checking. You’ll appreciate the savings and be able to manage your finances 24 hours a day with our no or low fee account management services.

  • NO Minimum Balance
  • NO Monthly Service Charge
  • NO Per Check Charge
  • Automatic Overdraft Protection
  • Overdraft Privilege Available
  • Duplicate Checks or Single Stub Receipt
  • Money Card (ATM/Debit Card) Option
  • Direct Deposit & Payroll Deduction Services
  • eStatements Option
  • Online Check Reordering

More Checking Choices

Other checking account options include our Student Checking and Business Checking accounts. We also offer Relationship Checking. It’s for members who have faced past financial challenges. Ask for the details.

24/7 Access Money Management Services

Our 24/7 easy access services make it super convenient to manage your accounts with your computer, phone or tablet.* See for yourself.

Easy Check Reorders

Conveniently reorder personal or business checks online. Your order is processed by the Deluxe system and mailed directly to you. Reorder checks.

Courtesy Pay: Overdraft Protection & Overdraft Privilege Option

If you write a check that overdraws your account balance, our automatic Overdraft Protection transfers funds from the deposit account you choose. You don’t need to run to the credit union or rush to the phone to transfer funds. There is a $5.00 per transfer fee.

Our Overdraft Privilege service offers a higher level of overdraft protection. For members who qualify and have Direct Deposit, our Overdraft Privilege service makes payments for you up to $750. There is $33 fee for each overdraft. Ask for the details.

Checkbook Reconciliation Service

When you can’t get your checkbook to balance, we can help. Bring your checkbook register to the credit union and we’ll review your transactions to find the discrepancy. A fee may apply.

Go Green With eStatements

No more piles of paperwork. You also won’t have to worry about losing a statement or having it stolen from your mailbox by identity thieves. Protecting the environment is another great reason to switch.

eStatements contain the same information as a paper statement, but are delivered in an electronic format. When your monthly and/or quarterly statement is ready, you will receive a notification by email. You can then logon to Online Banking to view, download and print your statement. If you forget to review your statement, not a problem. It’s available for one full year.

eStatements require Online Banking. If you don’t have it sign up today. Online Banking/Bill Pay Application. It’s that easy.

When you switch to eStatements, you also help us lower your credit union’s operating costs. Lower costs enable us to return the savings to you in the form of better loans, accounts and services. It’s a great deal for all of us. Go green today!

Switching Is Easy!

Why pay more? Let us show you how you can start saving instantly. Stop by the credit union today. Contact Us.

*Your regular messaging rates apply. Cell phone providers may charge additional fees for Internet access and/or text messaging.