Your initial deposit in your Regular Share savings Account is your "Share" in the credit union. This account is your primary share account. All earn dividends, can be used as a basis for Overdraft Protection, can be accessed at any time, and can be set up for special purposes, too!
If you want high-interest savings and flexible, fixed term investing, our Money Market Fund is a good choice for you. This safe, federally insured option offers the best of both savings accounts and fixed term investments. Our Share Money Market Fund has these features: * Pays the high interest rates of fixed term investments. * To access your funds, transfer the desired amount to your APEX Share or Share Draft/Checking Account to withdraw as you need it . * Open one with as little as $2,000. * Tiered structure lets you earn increasing levels of dividend returns for greater amounts of investment. * Dividends are calculated based on a daily balance and compounded and credited monthly. * Once opened, there are no fixed terms, no minimum deposit requirements, and no penalties. To see our current rates, click here. For more information, call us or visit us.
Looking for higher earnings on your savings? Consider our Share Certificates which are the same as Certificates of Deposit (CDs). * Pay higher interest rates because they are deposited for a fixed period of time. * Opening deposit for a Share Certificate is only $500. * Investment terms range from 3 months to 5 years. * Rate is fixed for the entire certificate term. * Dividends are calculated daily and compounded and credited to your account quarterly. To find out more about our Share Certificates, call us or visit us at the location nearest you.
You can open a CD for your child or grandchild with a low $250 minimum deposit amount to help build their savings!
Earn more with your higher deposits. Make your Shares worth more when you commit to larger deposits.
Another traditional savings option at your credit union is United States Savings Bonds. This investment is one of the safest and most secure savings alternatives. Give U. S. Savings Bonds as gifts for graduations, new babies, birthdays, and more. Take advantage of Payroll Deductions to set up an ongoing commitment to buying U.S. Savings Bonds. Invest in your country while you invest in yourself.