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Savings Rates

Rates subject to change without prior notice.
APR = Annual Percentage Rate
.

Regular and IRA Share Certificates*

90 Day - $500.00 Min

   2.90% APR 2.94% APY

6 Month - $500.00 Min

   3.00% APR 3.03% APY

1 Year - $500.00 Min

   3.20% APR 3.24% APY

18 Month - $500.00 Min

   3.50% APR 3.55% APY

2 Year - $500.00 Min

   3.60% APR 3.65% APY

3 Year - $500.00 Min

   3.70% APR 3.75% APY

4 Year - $500.00 Min

   4.00% APR 4.06% APY

5 Year - $500.00 Min

   4.20% APR 4.27% APY
Share Money Market

< $2,000.00

   0.00% APR 0.00% APY

$2,000.01 - $20,000.00

   1.75% APR 1.76% APY

$20,000.01 - $75,0000.00

   2.25% APR 2.27% APY

$75,000.01 - >

   2.75% APR 2.78% APY
Regular Shares

   .50% APR .50% APY
Christmas /Vacation Club

   .50% APR .50% APY
IRA Accumulation Account(Roth)

   1.50% APR 1.51% APY
High Yield Shares ($1,000 Min.)

$1000.00 Min

   .75% APR .75% APY
Traditional IRA Account

   1.50% APR 1.51% APY