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Savings Rates

Rates subject to change without prior notice.
APR = Annual Percentage Rate
.

Regular and IRA Share Certificates*

90 Day - $500.00 Min

   0.70% APR 0.70% APY

6 Month - $500.00 Min

   1.00% APR 1.00% APY

1 Year - $500.00 Min

   1.15% APR 1.15% APY

18 Month - $500.00 Min

   1.25% APR 1.26% APY

2 Year - $500.00 Min

   1.80% APR 1.81% APY

3 Year - $500.00 Min

   2.20% APR 2.22% APY

4 Year - $500.00 Min

   2.50% APR 2.52% APY

5 Year - $500.00 Min

   3.00% APR 3.03% APY
Share Money Market

    APR  APY

$2,000.00 - $20,000.00

   0.50% APR 0.50% APY

$20,000.01 - $75,0000.00

   0.75% APR 0.75% APY

$75,000.01 - >

   1.00% APR 1.00% APY
Regular Shares

   .25% APR .25% APY
Christmas /Vacation Club

   .25% APR .25% APY
IRA Accumulation Account(Roth)

   1.00% APR 1.00% APY
High Yield Shares ($1,000 Min.)

$1000.00 Min

   .50% APR .50% APY
Traditional IRA Account

   1.00% APR 1.00% APY