Vehicle Loans and Resources
- Vehicle Loan Application
- New Vehicle Loans
- Pre-Owned Vehicle Loans
- Refinancing Loans
- Guaranteed Auto Protection (GAP)
- Vehicle Service Contract
- Apex Auto Advantage
- Kelly Blue Book New and Pre-Owned Car Pricing Guide
- Invest in America (Vehicle Discounts for Apex Members)
- Sponsored Advertisements
Are you in the market for a new, pre-owned or leased car? Come to Apex first!
An Apex Vehicle Loan means more than just money to spend on a new car. Our loans offer the service you deserve, plus the best interest rates and payment terms for your needs. At Apex, we can help make your loan payments easier with Direct Deposit, Payroll Deduction, and Credit Disability and Life Insurance (available for most loans at a minimal cost).
Vehicle Loan Application
Faster, Easier Car Purchasing
Call for a low monthly payment
Depending on how low you want your payments to be, we can pre-approve your loan with a term of up to 72 months – including up to 100% financing of the purchase price, tax, tags, and warranties.
Protect your investment
We offer several ways to protect you and your vehicle. GAP insurance protects you from financial consequences if your vehicle is stolen or damaged beyond repair. Mechanical Breakdown Protection covers the unwelcome expenses of mechanical breakdown repairs. Add both of these protections for total peace of mind.
Negotiate the best deal
You have the financing you need – now you can focus on getting the best price. You can also take advantage of Enterprise Car Sales opportunities. See the sponsored advertisement at the end of this page, or click here to visit Enterprise.
Drive it home!
When your loan is pre-approved, just call to have a check issued, and you can drive home in your new or pre-owned car. It’s that fast and easy!
New Vehicle Loans
Take advantage of our low rates and flexible terms, with up to 100% financing of the actual vehicle cost. You can use an Apex New Vehicle Loan to buy a new car, truck, van, sport utility vehicle, motorcycle, or RV.
Check our latest newsletter for special discount loan rates, promotions, and sales!
Managing an Apex Auto Loan is even easier with Payroll Deduction and Direct Deposit.
Pre-Owned Vehicle Loans
If a pre-owned vehicle is the car you have in mind, we can offer great loan values. You can finance up to 100% of the Kelly Blue Book retail value or the actual selling price, whichever is less. Our fixed rates are competitive, and so are our terms. With the money we will save you, you can buy more car!
Refinancing
Refinance With Us Today!
If you already purchased a car, truck, van, sports utility vehicle, motorcycle or RV, don't worry about missing the great interest rates and flexible terms that Apex offers to members.
Guaranteed Auto Protection (GAP)
We all know that a brand new vehicle starts depreciating the minute you drive it off the dealer’s lot. We also know that if the vehicle is stolen or damaged beyond repair before you finish paying for it, your insurance company will probably pay only the actual cash value.
You can protect your investment with Apex Guaranteed Auto Protection (GAP) coverage. This affordable insurance will bridge the gap between the amount you owe and the amount your insurance will pay. Here are the benefits of GAP:
- Pays any balance due on your loan that exceeds the settlement from your insurance company
- Pays your auto insurance deductible up to $1,000
- Covers your financing agreement for the entire life of your loan
- Delivers all risk protection from total loss or unrecovered theft
- Generous coverage up to $50,000
- No separate cash payment is needed – you can add the cost to your auto loan.
Don't risk paying for your dream car after it's gone. Contact Apex to protect your investment with GAP!
Vehicle Service Contract
If you are like most of our members, you have enough bills to pay without worrying about car repairs. You can eliminate these unexpected expenses with our Vehicle Service Contract (VSC). The VSC offered by Allied Solutions through The Mercury Insurance Group (MIG) is one of the most comprehensive and financially sound Mechanical Breakdown Protection (MBP) programs available today. It is also very flexible, providing you with protection against the increasingly high cost of mechanical breakdown repairs.
In addition to the extensive protection plans we offer for new vehicles, we also have comprehensive protection plans to cover the ever-growing pre-owned vehicle market. Our vehicle protection plans are the most liberal in the industry. Features included are Rental Car Coverage, Trip Interruption, Tire Damage, and 24-Hour Roadside Assistance.
Any repairs you require may be completed at any licensed repair facility in the United States or Canada.
All services offered under our Vehicle Service Contract are "sign-and-go," with no initial out-of-pocket payment.
Additional Benefits
The Precious Metals Program is an advanced plan that includes 4 levels of new and pre-owned vehicle coverage: Platinum, Gold, Silver and Copper. These coverage plans range from "Named Exclusion" (Platinum) to "Powertrain Only" (Copper).
The protection levels offered by MIG include the following features and benefits:
- Deductible Option
- Rental Car
- Trip Interruption
- Tire Protection
- 24-Hour Roadside Service
- Towing/Road Service
- Lost Key/Lock Out
- Transferable Coverage
- Nationwide Service
- Certified Claims Adjusters
Call or visit Apex for VSC program details!
Apex Auto Advantage
We have everything you need to secure a great deal on a new or pre-owned vehicle: valuable insider car buying facts, loan pre-approval for negotiating power, and extended terms to keep your payments low. And unlike some dealers and lenders, we can finance up to 100% of the purchase price plus tax, tags and warranties (on approved credit).
- Pre-Approval
- Refinance & Save
- Insurance Services (GAP, Extended Warranties, Auto Insurance)
- Trade-In and Resale Values
Kelly Blue Book New and Pre-Owned Car Pricing Guide
The Kelly Blue Book New & Pre-Owned Car Pricing Guide provides up-to-date information on car prices. Before you shop for a car, you really should consult this valuable reference. It will give you a real advantage in bargaining, because you will know the going rates for the vehicle of your choice.
Invest in America
Apex members have access to terrific discounts on vehicles through Invest in America.
Apex is proud to participate in Invest in America, a membership enhancement program that offers discounts to our members on products and services provided by U.S. based companies.
Visit LoveMyCreditUnion.org to see how much you can save!
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