Share Certificates (Regular or IRA Certificates of Deposit)

Looking for higher earnings on your savings?

Consider our Share Certificates, which are the same as Certificates of Deposit (CDs). These instruments pay higher interest rates because they are deposited for a fixed period of time.

  • • Minimum deposit for a Share Certificate is only $500
  • • Investment terms range from 3 months to 5 years
  • • Interest rate remains fixed for the entire term of the investment
  • • Dividends are calculated daily, and compounded and credited to your account quarterly.


To find out more about our Share Certificates, please call us or visit our offices.


Special Value for Advantage Youth and Advantage Youth Teen Accounts

You can open a Share Certificate for your child or grandchild with a low $250 minimum deposit, and help build their savings!