APEX is not responsible for the errors, omissions, or negligence of others that result in theinterruption of service or fraud in your designated accounts. These include, but are not limited to, delays bycommercial carriers, inaccurate or unverified account information, malfunctions or interruption of our service,unauthorized use of your account or Acts of God. 

Warranties or guarantees of all our Home Banking Services, either express or implied, are hereby disclaimed.You agree to release and forever hold APEX harmless for any and all damages, including attorney’s fees thatmay result from such error, omissions, or negligence.