You Don't Have To Pay High Fees For Checking!

An APEX Community Federal Credit Union Share/Draft Checking Account is your alternative to the high checking fees and service charges at other financial institutions. Discover how easy it is to manage monthly finances with our full-featured checking account.

• NO Minimum Balance
• NO Monthly Service Charge
• NO Per Check Charge
• Automatic Overdraft Protection
• Duplicate Checks or Single Stub
• Mad Money Check Card Option
• Direct Deposit & Payroll Deduction Options
• Online Check Re-Ordering

To find out more about Share Draft (Checking) Account benefits or to apply for a Share Draft/Checking Account, contact us or visit us.

At APEX we want your business to succeed and part of that success involves mananging your money.  With an APEX Business  Share Draft (Checking) account, the possibilities are endless.

If you write a check that will overdraw your account balance, APEX Overdraft Protection automatically transfers funds from your choice of Share Accounts. You don't need to run to the credit union or rush to the phone to transfer funds. It's automatic. We have the money management protection for the way you live today. Call your credit union to sign up for Automatic Overdraft Protection for your Share Draft /Checking Account.

• Overdraft Privilege is more than simple overdraft protection.  For those members who qualify, overdraft privilege actually makes the payment for you.
• Contact APEX to enroll in Overdraft Privilege.  You must have direct deposit to enroll.
• Once enrolled, if you don't have enough money in your account to cover your transaction(s), Overdraft Privilege may make the payment(s) for you (up to a cumulative maximum of $500.00).
• You will be charged a $30.00 overdraft fee each time you overdraw your account.
• As long as you bring your account back to a positive balance within a specified timeframe, you can then use Overdraft Privilege again.