Whether you need a check card or an ATM card, this card works for you. Look at these advantages.

• Use it as you would a check at merchants and vendors. You avoid hassles over ID, and since it's a card there is no check to write.
• Use it instead of a credit card when making purchases, making reservations, paying for hotel and motel rooms, shopping by phone, or for any other reason that you would use a credit card. Since the money is taken from your Share Draft/Checking Account, there's no interest to pay.
• Use it as an ATM Card to withdraw money at ATMs everywhere. You can also use it to verify your account balances, make deposits, and transfer money.
• It is safe. No cash to carry or lose.
• Low annual fee of $15.00 is waived with Direct Deposit of your entire net paycheck.
• Includes an unlimited number of transactions at participating credit union ATMs, as well as 6 free transactions per month at non-participating ATMs. ATM transactions over 6 at non-participating ATMs are charged a low $.50 fee per transaction.

Our Mad Money Card features real-time processing, bringing you an improved level of service.

How does “Real-Time” enhance my MAD Money Card?

“Real-Time” transactions provide you with:

• Outstanding transaction processing speed. 
• Maximization of risk management.
• Limitless access through national and regional networks.
• Improved security against fraudulent or stolen cards activity with advanced neural networks and fraud detection technology.
• Overdraft Privilege for eligible members.
• 24 Hour Call Center assistance at 1-800-472-3272.
  

Swipe & Earn points

We offer rewards on our debit cards. Visit www.uchooserewards.com to register your card or log in and check out all the redemption options.

Due to an increase in international fraud, APEX will be instituting TranBlocker on February 1, 2010. TransBlocker is a powerful, real-time, ATM/Debit fraud deterrent tool. TransBlocker protects your financial accounts by automatically blocking all international activity on your account. If you travel regularly and would like to have TranBlocker removed from your account permanently, call APEX at (610) 323-4135 and we will be glad to assist you. Or, if you travel occasionally, simply call us before your trip and we will deactivate TranBlocker for the duration of your trip and reinstate it upon your return.