Profits Returned to Members

Apex Community FCU – Our members own our bank

What does “not-for-profit” mean, when you are talking about a financial institution? Of course, in order to remain operative and provide first-rate service to customers, any banking organization has to earn more than it expends – but unlike regular banks, a credit union does not pay excess earnings to stockholders. Instead, profits are passed to our members in the form of low or no-fee services, lower interest rates for loans, and higher yields on savings and investment accounts. Our members reap the rewards of our success, because each holder of an Apex Share Account is in effect a part owner of our banking enterprise.

As a member of Apex Community Federal Credit Union, you are one of the company shareholders who profit from our sound investment policies, and more than 60 years of experience in the financial services industry.