Benefits of Membership

The whole point of a credit union is to return excess earnings to members, who literally have a share in the business. We can offer lower interest rates for loans and higher yields on savings and investment accounts than a bank can, because we are not driven to provide a profit to shareholders – it is our members who reap the benefits of our sound financial practices.
We invest in each other - and together, we grow.

As partners in a member-owned credit union, we invest in each other. For over 60 years this cooperative partnership has helped to finance the real-life needs of people in our community – the homes they live in, the cars they drive, their children’s education… These are all benefits of belonging with Apex.

Apex Tradition The Point of A Credit Union Apex Membership


Welcome to our website! If you are already a member you know the value of having Apex by your side to help you fulfill all of your financial needs. Our low loan rates and “no surcharge” ATMs combined with our friendly, caring staff makes banking with Apex one of the smartest decisions you’ve made. If you’re not a member, what are you waiting for? With our convenient quik-clik button you are just moments away from learning how easy it is to join our Apex “family”.

We realize you have many choices when it comes to banking. Our strong history (over 60 years!) of helping our members, our employees and our community makes Apex stand out. We thank our loyal members and look forward to serving you in the future.

David A. Cocci
President / CEO
Board of Directors

The Apex Community Federal Credit Union Board of Directors

Apex Community Federal Credit Union is governed by a member-elected Board of Directors, which establishes loan and savings policies and directs the affairs of the credit union.

  • Frederick Winner – Chairman
  • John J. Zueno – Vice Chairman
  • Patricia Guntick – Vice Chairman
  • Gary Twardowski – Secretary/Treasurer
  • George Babilon – Director
  • Joseph R. Kandler – Director
  • Kevin D. Villano – Director
  • Dan Jones – Director
  • Jack Bucciaglia - Director