Benefits of Membership
The whole point of a credit union is to return excess earnings to members, who literally have a share in the business. We can offer lower interest rates for loans and higher yields on savings and investment accounts than a bank can, because we are not driven to provide a profit to shareholders – it is our members who reap the benefits of our sound financial practices.
As partners in a member-owned credit union, we invest in each other. For over 60 years this cooperative partnership has helped to finance the real-life needs of people in our community – the homes they live in, the cars they drive, their children’s education… These are all benefits of belonging with Apex.
Why join a credit union?
- Profits returned to members
- Lower interest rates for loans and mortgages
- Higher yield on savings and investments
- Connection with our community
Why Choose Apex?
- 60 years' experience and investment in the region
- Growing network of branches and ATMs
- Commitment to expanding youth services in our community
Is My Investment Secured?
- Savings and investment accounts federally insured by NCUA up to $100,000
- Excess Share Insurance extends coverage up to $350,000 (IRA accounts up to $500,000)