In the market for a new car? A used car? A leased car? Come to us first.
An APEX Community Federal Credit Union Vehicle Loan is more than just a loan. Our loans mean the service you deserve, PLUS the best interest rates and payment terms for your needs. At APEX, we can help make your loan payments easier with Direct Deposit and Payroll Deduction and Credit Disability and Life Insurance (available for most loans at a minimal cost).

Take advantage of our low  rates  flexible terms, and up to 100% financing of the actual vehicle cost. You can use this loan to buy a new car, truck, van, sport utility vehicle, motorcycle, or RV.

Check our latest news for special discount loan rates, promotions, and sales! Make an APEX Community Federal Credit Union auto loan even easier with Payroll Deduction and Direct Deposit.

If a pre-owned vehicle is the car you have in mind, we can offer great loan values. You can finance up to 100% of the Kelly Blue Book retail book value or the actual selling price, whichever is less. Our fixed rates are competitive and our terms are, too. With the money our rates and terms will save you, you can buy more car!

We all know your brand new vehicle starts depreciating the minute you drive off the dealer's lot. We also know that if it's stolen or damaged beyond repair before you finish paying for it, your insurance company will most likely only pay the actual cash value.

You can protect your investment, however, with Guaranteed Auto Protection (GAP) coverage. This affordable insurance will bridge the gap between what you owe and what your insurance will pay.

 GAP:

• Pays any remaining balance due on your loan over the payment from your insurance company.
• Pays your auto insurance deductible up to $1,000.
• Covers your financing agreement for the entire life of your loan.
• Delivers all risk protection from total loss or unrecovered theft.
• Generous coverage up to $50,000.
• No separate cash payment is needed; you can add the cost to your auto loan.

Don't risk paying for your dream car after it's gone.  Contact your credit union to protect your investment!

If you are like most members, you have enough bills to pay without worrying about car repairs. You can eliminate these unexpected expenses with our Vehicle Service Contract (VSC). The VSC offered by Allied Solutions through American Mercury Insurance Company (AMI) is one of the most comprehensive and financially sound Mechanical Breakdown Protection (MBP) programs available today. It is a very flexible program, providing you with protection against the increasingly high cost of mechanical breakdown repairs.

In addition to extensive protection plans available for new vehicles, we also offer comprehensive protection plans to cover the ever-increasing used vehicle market. Our vehicle protection plans are the most liberal in the industry. Other features included in the program are Rental Car Coverage, Trip Interruption, Tire Damage, and 24-Hour Roadside Assistance.

Any repairs you need may be completed at any licensed repair facility in the United States or Canada.

Additional Benefits
The Precious Metals Program is an advanced program that consists of 4 levels of New and Used vehicle coverage: Platinum, Gold, Silver, Bronze. The coverages range from "Named Exclusion" (Platinum) to "Powertrain Only" (Bronze).

The protection levels offered by AMI include the following features and benefits:

• Deductible Option
• Rental Car
• Trip Interruption
• Tire Protection
• 24-Hour Roadside Service
• Towing/Road Service
• Lost Key/Lock Out
• Transferable Coverage
• Nationwide Service
• Certified Claims Adjusters

Call or visit the credit union for VSC program details!

*These services are "sign-and-go" with no initial out-of-pocket payment.

We have everything you need for a great new or pre-owned vehicle deal - valuable insider car buying facts, loan pre-approval for negotiating power and extended terms to keep your payments low.  And unlike some dealers and other lenders, we can finance up to 100% of the purchase price, plus tax, tags and warranties (on approved credit). 

• Pre-Approval
• Refinance & Save
• Insurance Services (GAP, Extended Warranties, Auto Insurance)
• Trade-In and Resale Values