Your Community Credit Union – For Berks, Chester, And Montgomery Counties!

APEX Community Federal Credit Union is a Community Credit Union. Membership is now available to anyone who lives, works, worships or, attends school in select areas of Montgomery, Chester, and Berks counties! That means If you live, work, worship, or attend school in eligible areas of Berks, Chester, or Montgomery County, Pennsylvania, you are eligible for membership.

Not all financial institutions are alike, just like not all people are alike. People like you look for better alternatives to managing their money. APEX Community Federal Credit Union offers you an option. You can choose to eliminate high-interest, high fees from your life by choosing to join a credit union. APEX Community Federal Credit Union is uniquely different from a bank, finance company, Savings & Loan, or Thrift. Once you join us, you'll be immediately eligible for our low or no-fee financial services, lower interest rates for loans, and higher yield investment and savings accounts, plus outstanding member services and the attention you deserve.

Credit Unions are not-for-profit, member-owned, financial cooperatives, and are democratically operated by its members. Unlike banks that are driven to provide a profit for shareholders, credit unions return excess earnings to our members. APEX Community Federal Credit Union, like all credit unions, does this by providing friendly and personal service, lower interest rates for loans,and higher yields on savings and investment accounts. We also ensure that you are receiving the best in financial management by adding new financial products and services. We at APEX Community Federal Credit Union are following a long-standing tradition in personal finance management. The credit union concept originated in Germany during the mid-1800s. A group of farmers, tired of high prices and outrageous interest rates, combined their money to buy supplies and establish a common pool to borrow from at lower interest rates. Currently, there are over 11,700 credit unions in the United States with more than 74,000,000 members. Although credit unions have changed over the years to meet the demands of their members, our long-standing philosophy of "People Helping People" has remained the same.

APEX Community Federal Credit Union has been serving its members since 1949 when it was founded as the Doehler Jarvis Pottstown FCU. We now serve over 6,000 members. Our membership also includes members from 57 Select Groups (SGs) who joined the credit union as employees of our Select Group Employers before we became a community credit union. And we serve all of you who live, work, worship, or attend school in eligible areas of Berks, Chester, or Montgomery County, Pennsylvania.

If you live, work, worship, or attend school in an eligible area, or are an employee of any of the Select Groups, or a family member of an APEX Community Federal Credit Union member, you can join.

Eligible Areas
The eligible areas are in the Tri-County Community, encompassing Amity Township, Bally Borough, Bechtelsville Borough, Birdsboro Borough, Boyertown Borough, Colebrookdale Township, Douglass Township, Earl Township, Hereford Township, Union Township, or Washington Township in Berks County; East Coventry Township, East Nantmeal Township, East Vincent Township, North Coventry Township, South Coventry Township, Phoenixville Borough, Spring City Borough, Warwick Township, or West Vincent Township in Chester County; Collegeville Borough, Douglass Township, East Greenville Borough, Green Lane Borough, Limerick Township, Lower Frederick Township, Lower Pottsgrove Township, Marlborough Township, New Hanover Township, Pennsburg Borough, Perkiomen Township, Pottstown Borough, Red Hill Borough, Royersford Borough, Schwenksville Borough, Skippack Township, Trappe Borough, Upper Frederick Township, Upper Hanover Township, Upper Pottsgrove Township, Upper Providence Township, or West Pottsgrove Township in Montgomery County, in Pennsylvania.

Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; members of their immediate families or household; organizations of such persons.

Your APEX Community Federal Credit Union membership is for a lifetime. Regardless of whether you change jobs, move, or retire. If your lifestyle does change, call or visit the credit union. We'll be happy to show you how you can use our Money Managers and other products and services to enjoy a lifetime of money-saving benefits. Wherever you go or whatever you do, you can access your credit union's financial products and services by mail, phone, fax, e-mail, and nationwide ATMs, as well as online through the Internet.

Family Membership, Too!
As a member, you can invite your relatives by birth or marriage to join, no matter where they live. And their membership is for life, too, regardless of whether they change jobs, move, or retire.

To join APEX, you must open a Share Savings account. This is your share in the credit union. Deposit and maintain a minimum balance of $5.00 in this account, and you are immediately eligible for the many benefits of credit union membership. Simply complete our e-mail Membership Application. We'll promptly mail you a complete Membership Packet. You are also welcome to stop by the credit union to apply.

We are governed by a member-elected Board of Directors. Your Board of Directors establishes loan and savings policies and directs the affairs of the credit union. The Supervisory Committee oversees the financial affairs and strength of your credit union.

APEX Community Federal Credit Union is chartered by the federal government and regulated by the National Credit Union Administration (NCUA). Member deposits are federally insured by the National Credit Union Share Insurance Fund (NCUSIF)

APEX Community Federal Credit Union provides Excess Share Insurance which insures members' accounts up to $350,000 (IRA accounts up to 500,000.00). Call for information.